5th District Congresswoman Jahana Hayes has joined more than five dozen of her colleagues, including chair of the House Republican Conference New York Congresswoman Elise Stefanik, in asking the Veteran Affairs Department to work to make homeownership more attainable. In 2021, 19,750 veterans experienced homelessness. They want the agency to explore how VA mortgage loans can compete in today's marketplace and ensure veterans have negotiating power throughout the home buying process. Historically, VA mortgage loans were competitive to sellers, but they say the current housing market and the rise in cash and conventional loans with waived contingencies can leave veterans unable to compete with other buyers. VA borrowers are less successful than borrowers using conventional loan products, with 11% of VA borrowers changing loan products during their housing search, compared to only 1% of conventional borrowers who change financing methods.