Local Boards of Finance are trying to walk a fine line in holding mill rates down as more residents are struggling to make ends meet because of the pandemic, but not making draconian cuts because municipalities are experiencing higher costs of providing services to more families.  That includes health department concerns, social services needs and school employees putting in overtime to provide meals and distance learning to students.  In Redding, the Board of Finance is planning to keep the tax rate in the proposed budget relatively flat, leading to cuts in the spending plans.  The .5 percent spending increase includes $22.7 million for the Redding Board of Education, $13.2 million for Region 9 and $15.2 million for the town.