A Bethel man is among three people arrested yesterday on criminal charges for allegedly fraudulently obtaining and misusing Paycheck Protection Program loans.  57-year old Eric O'Neil allegedly falsified information and submitted fraudulent documents to obtain funding from the Small Business Administration under the Coronavirus Relief, Aid, and Economic Security Act for small businesses struggling with the economic impact of COVID-19.  O’Neil was charged with one count of bank fraud.  According to the indictment, O'Neil lied about the number of employees, the monthly payroll and other information for his business, Accountant R Us, in an application to an Idaho financial institution.  The indictment claims that he had no employees, paid no salaries, and paid no payroll taxes in 2019 and 2020. In the PPP loan, O’Neil sought $373,201.